As most of us move away from using cash, keeping track of our money can quickly become a challenge if we’re not regularly checking our bank accounts.
Taking an active approach to managing finances can prevent stress caused by accidental overspending. By tracking your weekly expenditure using the Charity for Civil Servant’s Weekly Spending Diary, you’ll get a better idea of where your money goes and it’ll help you figure out where to cut back. You can also check if your online banking app has a useful money-tracking and budgeting feature.
Once you’ve calculated your weekly spending, you can then use the simple Budget Calculator to get an overall picture of your financial health and receive advice based on your results.
The CSPA partners with the Charity for Civil Servants for helpful advice and information.