Travel Insurance
Travel Insurance
We listened to your feedback
We, and CSIS have listened to all your feedback over the past year and we are very excited to announce that CSIS has launched a new travel scheme for CSPA members from 1st July 2024.
The new scheme
This is an annual fit to travel scheme, with no medical screening requirement, but you must be medically fit to travel and able to comple to the eligibility statement.
The scheme is available exclusivly to CSPA members, that are UK residents aged between 50-79 (no upper age limit once you have joined the scheme).*
Annual rates
Common renewal date
The new scheme has a fixed renewal date of the 1st July 2024 and a set price (see above) for the year.
As part of our ongoing commitment to providing quality products at a competitive price and considering member feedback, we are pleased to announce that any members wishing to join the Over 50’s travel insurance scheme part way through the year, can now do so at a reduced rate.
This change has been introduced to ensure all members can join the scheme without cost being a barrier.
Once you have joined the scheme, you will be invited to automatically renew your policy on an annual basis at the full cost, on July 1st 2025 so that you can travel in the knowledge that you have cover in place for your trips throughout the year.
What if you don't fit the criteria for the new scheme
If you cannot comply to the edigitility of the new scheme or the cover is not suitable, CSIS are able to offer range of other more suitable options. Give them a call on 01622 7766960 option 5 or email CSPATravel@csis.co.uk
How to join the new scheme
The scheme officially launched on the 1st July 2024, and is avaialbe to buy instantly online via the CSIS website by clicking the button below.
*for joint policies both parties must be aged between 50-79 when joining the scheme.
Fit to travel statement
You must be medically fit to travel at the time of taking out this insurance, booking your trip, paying any further balance or instalments towards the final cost of the trip, up to the date of departure of the trip in order to be eligible for cover under this insurance.
This means any and all existing medical conditions you have must be stable and controlled by any treatment you are receiving and/or medication you have been prescribed, and there must be no known likelihood of any medical tests, investigations or major variation of treatment or medication for the condition(s) at the time of taking out this insurance, when booking your trip, when paying any further balance or instalments towards the final cost of the trip up to the date of departure.
You cannot be awaiting surgery for any diagnosed medical condition, and/or exhibiting symptoms of an existing medical condition which could mean that your trip could be cancelled or cut short. Cover is not suitable if you have been given a terminal prognosis, which is a life expectancy of below one year at the start date of the journey.
You will not be eligible for this policy if any insured member suffers from a chronic breathing condition which is any of the following:
- Severe Allergic Asthma, Asthma with fixed airflow obstruction, Night-time (Nocturnal) Asthma
- Obstructive Sleep Apnoea
- Chronic Obstructive Pulmonary Disease (COPD)
- Chronic Bronchitis
- Cystic Fibrosis/Bronchiectasis
- Emphysema
- Lung Cancer
- Lung Hernia
- Pleural Effusion
- Pneumonia
Frequently Asked Questions
Yes you can. Just contact us to let us know that you want to switch to a manual renewal. We will write to you when your policy is coming up for renewal, but it will be your responsibility to arrange a new policy to make sure you don’t have any gaps in cover.
The pro-rata premium has been implemented to make the pricing fairer for those customers joining the scheme later in the year as they are not benefitting from a full year of cover.
Once you have joined the scheme, you will benefit from annual cover on an ongoing membership basis, and no upper age limit applies as long as you keep your cover in place each year.
This is an annual travel insurance membership scheme and has common start and end dates. The scheme is competitively priced based on these joining dates and is not intended to cover one-off individual trips.
Once joined, members cannot cancel and rejoin the scheme in the same year.
This insurance might not be suitable If you are only looking to cover a one-off trip.
Took out an AXA Policy before Lighthouse or get assistance?
If you need help with your old AXA policy or need assistance with the new policy, contact Towergate Health and Protection on:
